Travel Accident Insurance

Many people may decide against full health or medical insurance for their trip, opting for travel accident insurance.

What's the difference between travel accident insurance and travel medical insurance?

To be brief, travel accident insurance will cover for any emergency treatment you may need while on holiday; while travel medical insurance will provide cover for any medical situation (not just accidents).

Travel accident insurance tends to be cheaper than travel medical insurance.

Often travel accident insurance may be included on existing personal insurance policies, or even as standard cover with a bank account or credit card.

The main Benefits of Travel Accident Insurance

• Any medically necessary treatment occasioned by acute illness occurring during the trip or in the event of an accident.
• Accidental Death and Dismemberment coverage when travelling
• Emergency message relay, interpretation assistance by telephone, referrals to local interpreters and translators.
• Emergency Medical Evacuation, Emergency Reunion or Repatriation of Remains
• In the event of an emergency medical evacuation due to a covered injury or illness, where the physician feels that it would be beneficial for you to have a family member at your side during transport, you will be reimbursed for travel and lodging expenses
  

The words accidental and emergency should be noted! Travel accident insurance will not cover any health problem that is not considered to be an accident or an emergency.

Be careful to choose carefully between the words 'accident' and 'medical', shop carefully and find the policy that's right for you. Get free Travel insurance quotes now!

Travel Insurance  *   Holiday Insurance *  International Health Insurance